I'm known at work for being a tightwad with money. I can thank my pops and certain of life's circumstances for that attitude. Although I've always been careful with money, I'm constantly looking for ways to improve my budgeting and money management skillz. So, when I heard about America's Cheapest Family by the Economides, I read it through to see what I could glean:
1) To only buy groceries every two weeks (we'd been doing this already, but it wasn't with intention or specific discipline)
2) To have a specific order to goals for our savings
We have since been able to build cushions in some of our budget accounts and have a specific order of what financial goals and purchases we want to meet and make. We are a far way from the kind of financial security that would feel comfortable to me, but looking back over the seven years we've been married (and even in the last two months!) I can see vast improvements.
So, it's understandable that everyone's got a different type of budgeting and spending tolerance: what is a daily cost for me may be labeled a leisure for you. Each family's needs and income is different. But, I'd bet that everyone's got a favorite trick to saving money. Care to share yours?